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Helping clients grow and secure their financial futures through innovative concepts and strategies to leave a legacy.

PROVEN TRACK RECORD

7+ YEARS

SERVING FAMILIES

1000+

SATISFIED CLIENTS

1500+

FINANCIAL

STRATEGIES CREATED

$1 MILLION+

ACTIVE FINANCIAL

CONTRACTS

FACTS

CORE VALUES

COMMITMENT

EXCELLENCE

INTEGRITY

LEADERSHIP

DEVELOPMENT

DETERMINATION

TEAM WORK

ACCOUNTABILITY

CULTURE

FACTS

Transformation isn’t about becoming someone new, it’s about becoming who you were meant to be.

Change with intention. Grow with clarity. Transform with purpose. 🖤💎🏔️

Transformation isn’t about becoming someone new, it’s about becoming who you were meant to be.

Change with intention. Grow with clarity. Transform with purpose. 🖤💎🏔️

The American Dream isn’t something you inherit, it’s something we build, together, every day. Happy Independence Day.

The American Dream isn’t something you inherit, it’s something we build, together, every day. Happy Independence Day.

Happy Father’s Day to all the amazing fathers & father figures! 💙

Happy Father’s Day to all the amazing fathers & father figures! 💙

Is this what you mean by pyramid scheme?🤷🏼‍♀️

Is this what you mean by pyramid scheme?🤷🏼‍♀️

We didn’t burn out — we leveled up.💥
Transformation achieved✅

We didn’t burn out — we leveled up.💥
Transformation achieved✅

Let’s take a moment of silence to remember and honor those who paid the ultimate sacrifice🇺🇸

Let’s take a moment of silence to remember and honor those who paid the ultimate sacrifice🇺🇸

Happy Mother’s Day💕

Happy Mother’s Day💕

A celebration of hope and resurrection, Happy Easter ✝️🐰🐣

A celebration of hope and resurrection, Happy Easter ✝️🐰🐣

Don’t have a supportive partner? We have better options provided to you by BD! 😉

Don’t have a supportive partner? We have better options provided to you by BD! 😉

On Island Time🏝️

On Island Time🏝️

The Collab: Evolve x Black Diamond x Matrix

The Collab: Evolve x Black Diamond x Matrix

Happy Lunar New Year🐍

Happy Lunar New Year🐍

When you mix business with pleasure😎🥂

When you mix business with pleasure😎🥂

Sleigh through the holidays with Black Diamond✨

Thank you to our very own founders @jenaelozada & @jasonburgo for hosting the party of the year!

🎶: @mightbe.jb
🎥: @marc.adona

Sleigh through the holidays with Black Diamond✨

Thank you to our very own founders @jenaelozada & @jasonburgo for hosting the party of the year!

🎶: @mightbe.jb
🎥: @marc.adona

Who else out there just going with the flow? 🌊😆

Who else out there just going with the flow? 🌊😆

If you have a strong will, you can conquer anything -JW

If you have a strong will, you can conquer anything -JW

✨NorCal Agent Training with our Executive Chairman - 10/1/24

Don’t fall into the trap of taking advice from too many sources. All you need is ONE successful mentor. Commit to their guidance, stay focused, and success will follow. Having the right mentor in your ear is the key to leveling up your business. Guidance turns goals into reality. 🚀

#MentorshipMatters #GuidedToSuccess #jwsuccess #JWmentorship #BlackDiamondLegacy #BlackDiamondFinance #NorCal #BusinessGrowth #LevelUp
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Do you think mentorship is the key to success?

✨NorCal Agent Training with our Executive Chairman - 10/1/24

Don’t fall into the trap of taking advice from too many sources. All you need is ONE successful mentor. Commit to their guidance, stay focused, and success will follow. Having the right mentor in your ear is the key to leveling up your business. Guidance turns goals into reality. 🚀

#MentorshipMatters #GuidedToSuccess #jwsuccess #JWmentorship #BlackDiamondLegacy #BlackDiamondFinance #NorCal #BusinessGrowth #LevelUp
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Do you think mentorship is the key to success?

Champions come and go, but legends are forever. #mambamentality 🐍

Champions come and go, but legends are forever. #mambamentality 🐍

What you think you become. Master your mind & you can master your life 🧠

What you think you become. Master your mind & you can master your life 🧠

Pour your soul into everything you do, GO ALL IN!

Pour your soul into everything you do, GO ALL IN!

When ordinary just won’t do, go for epic.

When ordinary just won’t do, go for epic.

Success comes to those who work consistently, not occasionally.

Success comes to those who work consistently, not occasionally.

Never losing money is the foundation of lasting financial success. #wealthpreservation

Never losing money is the foundation of lasting financial success. #wealthpreservation

Life isn’t about just making a living, it’s about creating a legacy.

Life isn’t about just making a living, it’s about creating a legacy.

The difference between who you are and who you want to be is what you do.

The difference between who you are and who you want to be is what you do.

When you find out your work life insurance doesn’t have living benefits😮‍💨

When you find out your work life insurance doesn’t have living benefits😮‍💨

Fathers are the pillars of strength and love in our lives. Their guidance shapes our character, their support fosters our children’s dreams and aspirations, and their wisdom teaches them invaluable lessons. Happy Father’s Day to all the amazing dads who make the world a better place for their children! 💙

Fathers are the pillars of strength and love in our lives. Their guidance shapes our character, their support fosters our children’s dreams and aspirations, and their wisdom teaches them invaluable lessons. Happy Father’s Day to all the amazing dads who make the world a better place for their children! 💙

You can’t be interested and you can’t be obsessed. Interested is a hobby. Obsession comes in the small details that nobody pays attention to.

You can’t be interested and you can’t be obsessed. Interested is a hobby. Obsession comes in the small details that nobody pays attention to.

From coal to diamond. Embrace life’s transformation with The Black Diamond Effect💎✨

From coal to diamond. Embrace life’s transformation with The Black Diamond Effect💎✨

Happy Mother’s Day to the inspiring mothers of Black Diamond! They are not only shaping their businesses but also leading by example for their children. Your determination, resilience, and commitment show them the true meaning of ambition and hard work. Here’s to breaking barriers and building legacies together! 🌟

Happy Mother’s Day to the inspiring mothers of Black Diamond! They are not only shaping their businesses but also leading by example for their children. Your determination, resilience, and commitment show them the true meaning of ambition and hard work. Here’s to breaking barriers and building legacies together! 🌟

Life insurance can be an essential component of financial planning for anyone, including working moms & women business owners. Here’s why it’s important and how it can benefit them:

🪷Protecting Loved Ones: Life insurance provides financial security for loved ones in case of the policyholder’s death. For working moms & women business owners who may be the primary breadwinners or contribute significantly to their family’s finances, life insurance ensures that their families are financially supported if they were to pass away unexpectedly.

🪷Business Continuity: If a woman business owner has partners or co-owners, life insurance can help ensure the continuity of the business in the event of her death. With the appropriate life insurance policy, her business partners can use the proceeds to buy out her share of the business or hire someone to fill her role, preventing disruption to operations.

🪷Covering Debts and Expenses: Life insurance can also be used to cover any outstanding debts, such as business loans or mortgages, ensuring that these financial obligations are taken care of even if the business owner is no longer around.

🪷Estate Planning: Life insurance can play a crucial role in estate planning for working moms & women business owners, especially if they have significant assets. It can help cover estate taxes, ensuring that their heirs receive their intended inheritance without facing a heavy tax burden.

🪷Employee Benefits: Offering life insurance as part of employee benefits can be attractive for women-owned businesses. It can help in recruiting and retaining top talent by providing employees with financial protection for their families.

🪷Supplemental Retirement Income: Certain types of life insurance, such as permanent life insurance, can accumulate cash value over time. Working moms & women business owners can use this cash value as a supplemental source of retirement income or to fund other financial goals.

Life insurance can be an essential component of financial planning for anyone, including working moms & women business owners. Here’s why it’s important and how it can benefit them:

🪷Protecting Loved Ones: Life insurance provides financial security for loved ones in case of the policyholder’s death. For working moms & women business owners who may be the primary breadwinners or contribute significantly to their family’s finances, life insurance ensures that their families are financially supported if they were to pass away unexpectedly.

🪷Business Continuity: If a woman business owner has partners or co-owners, life insurance can help ensure the continuity of the business in the event of her death. With the appropriate life insurance policy, her business partners can use the proceeds to buy out her share of the business or hire someone to fill her role, preventing disruption to operations.

🪷Covering Debts and Expenses: Life insurance can also be used to cover any outstanding debts, such as business loans or mortgages, ensuring that these financial obligations are taken care of even if the business owner is no longer around.

🪷Estate Planning: Life insurance can play a crucial role in estate planning for working moms & women business owners, especially if they have significant assets. It can help cover estate taxes, ensuring that their heirs receive their intended inheritance without facing a heavy tax burden.

🪷Employee Benefits: Offering life insurance as part of employee benefits can be attractive for women-owned businesses. It can help in recruiting and retaining top talent by providing employees with financial protection for their families.

🪷Supplemental Retirement Income: Certain types of life insurance, such as permanent life insurance, can accumulate cash value over time. Working moms & women business owners can use this cash value as a supplemental source of retirement income or to fund other financial goals.

Life insurance is often overlooked when discussing stay-at-home moms, but it’s just as important for them as it is for working individuals. Here’s why life insurance matters for SAHMs:

🌸Financial Protection for the Family: While stay-at-home moms may not earn a salary, they provide valuable services such as childcare, housekeeping, and more. If something were to happen to them, the family would need to cover the cost of these services. Life insurance can provide a financial cushion to help the family maintain their quality of life and cover expenses like childcare, household maintenance, and more.

🌸Covering Funeral and Final Expenses: In the unfortunate event of a stay-at-home mom’s passing, life insurance can help cover funeral and burial expenses, which can be significant. This ensures that the family isn’t burdened with these costs during an already difficult time.

🌸Debt and Mortgage Payments: If the family has outstanding debts or a mortgage, life insurance can help cover these expenses, preventing financial strain on the remaining family members.

🌸Future Expenses: Life insurance can also help cover future expenses such as children’s education costs. Even though stay-at-home moms may not contribute financially to these expenses now, life insurance can ensure that funds are available to meet these needs in the future.

🌸Income Replacement for the Working Spouse: In many cases, the working spouse relies on the stay-at-home mom’s contributions to the household, whether it’s through childcare or managing the household. Life insurance can provide the working spouse with a financial safety net to cover these contributions if the stay-at-home mom were to pass away.

🌸Long-Term Financial Security: Life insurance can provide long-term financial security for the family, helping them maintain their standard of living and achieve their financial goals even in the absence of the stay-at-home mom’s contributions.

Life insurance is often overlooked when discussing stay-at-home moms, but it’s just as important for them as it is for working individuals. Here’s why life insurance matters for SAHMs:

🌸Financial Protection for the Family: While stay-at-home moms may not earn a salary, they provide valuable services such as childcare, housekeeping, and more. If something were to happen to them, the family would need to cover the cost of these services. Life insurance can provide a financial cushion to help the family maintain their quality of life and cover expenses like childcare, household maintenance, and more.

🌸Covering Funeral and Final Expenses: In the unfortunate event of a stay-at-home mom’s passing, life insurance can help cover funeral and burial expenses, which can be significant. This ensures that the family isn’t burdened with these costs during an already difficult time.

🌸Debt and Mortgage Payments: If the family has outstanding debts or a mortgage, life insurance can help cover these expenses, preventing financial strain on the remaining family members.

🌸Future Expenses: Life insurance can also help cover future expenses such as children’s education costs. Even though stay-at-home moms may not contribute financially to these expenses now, life insurance can ensure that funds are available to meet these needs in the future.

🌸Income Replacement for the Working Spouse: In many cases, the working spouse relies on the stay-at-home mom’s contributions to the household, whether it’s through childcare or managing the household. Life insurance can provide the working spouse with a financial safety net to cover these contributions if the stay-at-home mom were to pass away.

🌸Long-Term Financial Security: Life insurance can provide long-term financial security for the family, helping them maintain their standard of living and achieve their financial goals even in the absence of the stay-at-home mom’s contributions.

As financial literacy month comes to an end, we leave you with this last golden nugget, BUDGETING! Learning what works best for you will help transform your financial future & be in control! 💸💸

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

As financial literacy month comes to an end, we leave you with this last golden nugget, BUDGETING! Learning what works best for you will help transform your financial future & be in control! 💸💸

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

What other subjects should schools be teaching?

What other subjects should schools be teaching?

Paying off debt is a smart financial goal. It’s usually recommended to prioritize high-interest debts first. Another smart move, increasing your income to accelerate the process. 😉

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

Paying off debt is a smart financial goal. It’s usually recommended to prioritize high-interest debts first. Another smart move, increasing your income to accelerate the process. 😉

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

There�’s no secret to building your legacy!

There’s no secret to building your legacy!

Don’t just spring clean your house, spring clean your finances too! Reviewing, reassessing, and readjusting is necessary to staying on track to your financial goals!

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

Don’t just spring clean your house, spring clean your finances too! Reviewing, reassessing, and readjusting is necessary to staying on track to your financial goals!

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

What side of the quadrant are you on and which side are you trying to get to?

Employee (E): People in this quadrant earn income by working for someone else. They exchange their time and skills for a paycheck. While they may have job security and benefits, they often have limited control over their time and income.

Self-Employed (S): These individuals own their own businesses or work as independent contractors. They are essentially their own bosses and have more control over their schedules and income compared to employees. However, they may still be limited by the number of hours they can work and may struggle with scalability.

Business Owner (B): Business owners have built systems and processes that generate income for them, even when they’re not directly involved in the day-to-day operations. They have employees or teams working for them, allowing them to leverage their time and scale their businesses.

Investor (I): Investors earn income through investments such as stocks, bonds, real estate, or businesses. They put their money to work for them, allowing their assets to generate passive income. Investors typically have the most freedom and flexibility in terms of time and income.

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

What side of the quadrant are you on and which side are you trying to get to?

Employee (E): People in this quadrant earn income by working for someone else. They exchange their time and skills for a paycheck. While they may have job security and benefits, they often have limited control over their time and income.

Self-Employed (S): These individuals own their own businesses or work as independent contractors. They are essentially their own bosses and have more control over their schedules and income compared to employees. However, they may still be limited by the number of hours they can work and may struggle with scalability.

Business Owner (B): Business owners have built systems and processes that generate income for them, even when they’re not directly involved in the day-to-day operations. They have employees or teams working for them, allowing them to leverage their time and scale their businesses.

Investor (I): Investors earn income through investments such as stocks, bonds, real estate, or businesses. They put their money to work for them, allowing their assets to generate passive income. Investors typically have the most freedom and flexibility in terms of time and income.

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

Building your financial fortress, one dollar at a time💰🏰

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

Building your financial fortress, one dollar at a time💰🏰

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.**

It’s National Financial Literacy Month! Join us as we drop some financial gems all month long!

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only. More information can be found at www.irs.gov**

It’s National Financial Literacy Month! Join us as we drop some financial gems all month long!

**DISCLAIMERS: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only. More information can be found at www.irs.gov**

💰Financial Term Tuesday

Episode 8: Budget🧮

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 8: Budget🧮

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

Unlocking the 8 traits of exceptional leadership 🌟 From empathy to attitude, these qualities shape greatness.

Unlocking the 8 traits of exceptional leadership 🌟 From empathy to attitude, these qualities shape greatness.

💰Financial Term Tuesday

Episode 7: Liabilities🏦

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 7: Liabilities🏦

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 6: Inflation 📈

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 6: Inflation 📈

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

Declutter your life by saying NO 🙅🏻‍♀️ to these 5 things.

Declutter your life by saying NO 🙅🏻‍♀️ to these 5 things.

Happy International Women’s Day to all the incredible women entrepreneurs out there! Your dedication, innovation, and perseverance inspire us all. Keep breaking barriers, shattering glass ceilings, and blazing trails. Here’s to celebrating your achievements today and every day! 💼🌟

Happy International Women’s Day to all the incredible women entrepreneurs out there! Your dedication, innovation, and perseverance inspire us all. Keep breaking barriers, shattering glass ceilings, and blazing trails. Here’s to celebrating your achievements today and every day! 💼🌟

✨HOW TO BE YOUR BEST SELF ✨

Being yourself means you like who you are. Being yourself means living life how you want to live it, regardless of other peoples’ opinions. And it just means you respect yourself. Worrying about what others will think is just a waste of time, you can’t control them or control their thoughts.

✨1. KNOW YOURSELF
Our beliefs about who we are go all the way to childhood. We’re born as sponges, and we soak up our environment without even realizing it.

✨2. LET GO OF NEGATIVE SELF-TALK
Limiting beliefs manifest as negative self-talk. To overcome limiting beliefs and learn how to start being yourself, listen to your inner monologue. You may tell yourself things like, “I’ve always been this way” or “I’m just not good at this.” Perhaps you tell yourself that you need to be perfect to be worthy of love.

✨3. FOCUS ON YOUR STRENGTHS
Your negative traits are not who you are. Replace negative self-talk with positive thoughts that empower you to be yourself. When you focus on your strengths, you build yourself up instead of tear yourself down.

✨4. STOP LIVING IN THE PAST
Your past does not equal your future. Everyone has made mistakes. They don’t have to define who you are, and you don’t need to spend your life atoning for them. Learn how to let go of guilt and stop living in the past.

✨5. STOP CARING ABOUT WHAT OTHERS THINK
For many of us, not caring what others think is easier said than done. It’s human nature to want to fit in, but our fear of what other people think only holds us back. Remember that what people think of you is actually a reflection of them, not you. You can’t control other people’s opinions. All you can do is learn how to be yourself - and how to be happy with that.

✨6. BE OPEN TO CHANGE
The human brain is complex. We are the product of hundreds of experiences and pieces of information that our brains process every day. The brain is always learning and changing, so how can we expect ourselves to stay the same?

Tell us below some philosophies that you believe to help become your best self!

✨HOW TO BE YOUR BEST SELF ✨

Being yourself means you like who you are. Being yourself means living life how you want to live it, regardless of other peoples’ opinions. And it just means you respect yourself. Worrying about what others will think is just a waste of time, you can’t control them or control their thoughts.

✨1. KNOW YOURSELF
Our beliefs about who we are go all the way to childhood. We’re born as sponges, and we soak up our environment without even realizing it.

✨2. LET GO OF NEGATIVE SELF-TALK
Limiting beliefs manifest as negative self-talk. To overcome limiting beliefs and learn how to start being yourself, listen to your inner monologue. You may tell yourself things like, “I’ve always been this way” or “I’m just not good at this.” Perhaps you tell yourself that you need to be perfect to be worthy of love.

✨3. FOCUS ON YOUR STRENGTHS
Your negative traits are not who you are. Replace negative self-talk with positive thoughts that empower you to be yourself. When you focus on your strengths, you build yourself up instead of tear yourself down.

✨4. STOP LIVING IN THE PAST
Your past does not equal your future. Everyone has made mistakes. They don’t have to define who you are, and you don’t need to spend your life atoning for them. Learn how to let go of guilt and stop living in the past.

✨5. STOP CARING ABOUT WHAT OTHERS THINK
For many of us, not caring what others think is easier said than done. It’s human nature to want to fit in, but our fear of what other people think only holds us back. Remember that what people think of you is actually a reflection of them, not you. You can’t control other people’s opinions. All you can do is learn how to be yourself - and how to be happy with that.

✨6. BE OPEN TO CHANGE
The human brain is complex. We are the product of hundreds of experiences and pieces of information that our brains process every day. The brain is always learning and changing, so how can we expect ourselves to stay the same?

Tell us below some philosophies that you believe to help become your best self!

💰Financial Term Tuesday

Episode 5: Taxes 🪙

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 5: Taxes 🪙

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

Stop living your life by default!

Stop living your life by default!

💰Financial Term Tuesday

Episode 4: Life Insurance ❤️🔐

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

💰Financial Term Tuesday

Episode 4: Life Insurance ❤️🔐

**DISCLAIMERS & DISCLOSURES: The information provided on this post does not and is not intended to, constitute financial advice; instead, information mentioned is for general educational & entertainment purposes only.

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BLACK DIAMOND

info@blackdiamondfinance.com

415-815-3338

1730 S Amphlett Blvd Ste 110

San Mateo, CA, 94402

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